Terms and Conditions

These Website Terms and Conditions govern your use of www.myrojaks.com.my (“Website”) and your relationship with Myrojaks Sdn Bhd (“Company” or “we” or “us”), whether as a guest or a registered user. The Company provides consultants matching and other financial services information on the Website and/or such other services as the Company may introduce from time to time. Please read and understand these Website Terms and Conditions as they apply to your access and use of the Website, and any information, documents, text, graphics, photos and/or other materials uploaded, downloaded or appearing on the Website.

Your access to and use of the Website signifies your acceptance of these Website Terms and Conditions. If you do not agree to these Website Terms and Conditions, please do not register for or use the Website. If you have any questions on these Website Terms and Conditions, please contact [email protected]

We protects your personal information by complying with the operative legislation concerning personal data protection in Malaysia, Singapore, Indonesia and Philippines. This policy statement details how Myrojaks collects and uses your personal data and informs you about the personal data protection measures we have put in place. When using our Service, you consent to the collection, transfer, manipulation, storage, disclosure and other uses of your information only as described in this Policy and Personal Data Protection Policy.


1.1. The Website is provided to you for your use subject to these Website Terms and Conditions. By using the Website, you agree to be bound by these Website Terms and Conditions. You are also responsible for ensuring that all persons who access the Website through your Internet connection or account are aware of these Website Terms and Conditions and other applicable terms and conditions, and that they comply with them.

1.2. We reserve the right at all times (but will not have an obligation) to remove or refuse to distribute any content on the Website, to suspend or terminate you, and to reclaim your account without any liability to us. We also reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Website Terms and Conditions, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, money laundering, illegal activities, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of the Company, its users and the public.

1.3. We do not guarantee that the Website will be compatible with all hardware and software which you may use. We shall not be liable for damage to, or viruses or other codes that may affect, any computer or phone equipment, software, data or other property as a result of your access to or use of the Website.


2.1. We may modify these Website Terms and Conditions at any time by posting the revised Website Terms and Conditions on the Website and via an announcement on the Website. Your continued use of the Website after such change has been posted shall constitute your acceptance of such revised Website Terms and Conditions. If you do not wish to accept the revised Website Terms and Conditions, you should not continue to use the Website. If you continue to use the Website after the date on which the change comes into effect, your use of the Website indicates your consent to be bound by the revised Website Terms and Conditions.


3.1. To register on the Website you must be over eighteen (18) years of age.

3.2. We process information about you in accordance with our Privacy Notice. By using the Website, you consent to such processing and warrant that all information submitted to us, whether via the Website or otherwise, is true, accurate, complete and is not misleading by omission or otherwise. In the event of any change to the information provided, you must inform us immediately of the same in order for us to communicate with you effectively.


4.1. When you register to use the Website, you will be asked to create a password. In order to prevent fraud, you must keep this password strictly confidential and must not disclose it or share it with anyone. If you know or suspect that someone else knows your password, you should notify us by contacting [email protected] immediately.

4.2. If the Company has reason to believe that there is likely to be a breach of security or misuse of the Website, we may require you to change your password or we may suspend your account.



5.1. The content of the Website is protected by copyright, trademarks, database rights and other intellectual property rights, as applicable. You may retrieve and display the content of the Website on a computer screen, mobile phone screen, tablet screen (or equivalent), store such content in electronic form on disk (but not any server or other storage device connected to a network), download or print copies of such content for your own use, provided you keep intact all and any copyright and proprietary notices. You may not reproduce, modify, copy or distribute or use for commercial purposes any of the materials or content on the Website without written permission from the Company.


6.1. You may not use the Website for any of the following purposes:

(a) any activities that violate these Website Terms and Conditions, any payment provider’s terms of service and/or any other relevant third party’s terms of service;

(b) disseminating any unlawful, harassing, libellous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material or otherwise breaching any laws;

(c) transmitting material that encourages conduct that constitutes a criminal offence, or otherwise breaches any applicable laws, regulations or code of practices;

(d) interfering with any other person’s use or enjoyment of the Website;

(e) access, tamper with, or use non-public areas of the Website, the Company’s computer systems, or the technical delivery systems of the Company’s providers;

(f) probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures;

(g) access or search or attempt to access or search the Website by any means (automated or otherwise) other than through our currently available, published interfaces that are provided by us (and only pursuant to those terms and conditions);

(h) forge any TCP/IP packet header or any part of the header information in any email or posting; or

(i) interfere with, or disrupt, (or attempt to do so), the access of any user, host or network, including, without limitation, sending a virus, trojan, worm, logic bomb or other material which is malicious or technologically harmful, overloading, flooding, spamming, mail-bombing the Website, or by scripting the creation of content in such a manner as to interfere with or create an undue burden on the Website.

6.2. In the event of any of the above in Clause 6.1, we reserve the right, at all times, to remove or refuse to distribute any of the material on the Website, to suspend or terminate you, and to reclaim your account without any liability to us.

6.3. You will be responsible for our losses and costs resulting from your breach of this Clause 6.


7.1. Whilst we will use commercially reasonable efforts to make the Website available to you without any interruption, we do not guarantee that the Website will be fault-free. If a fault occurs with the Website, you should report it to [email protected] and we will attempt to correct the fault as soon as we reasonably can.

7.2. The Website is dependent on other third party service providers, including but not limited to website domain hosts, we do not guarantee that the Website will be available at all times or uninterrupted. As such, we will not be liable to you if for any reason the Website is unavailable at any time or for any period.


8.1. We may suspend or cancel your account immediately at our reasonable discretion, or if you breach any of your obligations under these Website Terms and Conditions. We will take reasonable efforts to notify you by the email address provided by you to us of such suspension or cancellation, or to notify you at your next attempt to access your account.

8.2. You can cancel your account at any time by making a withdrawal request in writing at [email protected] so that we can guide you on the cancellation procedure accordingly.

8.3. The suspension or cancellation of your account and your right to use the Website shall not affect either party’s statutory rights or liabilities nor shall it be deemed or construed as a waiver of our rights to take any action against you for any loss and damages suffered as a result of your breach of these Website Terms and Conditions.



9.1. The Website and its use are provided by us on an "as is, where is" and "as available" basis.

9.2. Whilst we endeavour to ensure that information and materials on the Website are correct, no warranty or representation, express or implied, is given that they are complete, accurate, up-to-date, fit for a particular purpose and, to the extent permitted by law, we do not accept any liability for any errors or omissions.

9.3. Whilst we endeavour to make the Website available 24 hours a day, we shall not be liable for any reason the Website is unavailable for any time or for any period. We make no warranty that your access to the Website will be uninterrupted, timely or error-free. Due to the nature of the Internet, this cannot be guaranteed. In addition, we may occasionally need to carry out repairs, maintenance or introduce new facilities and functions.

9.4. The Company shall in no event be liable for any loss or damages whatsoever nature and howsoever incurred or arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation, direct or indirect, special, incidental, consequential or punitive damages, or loss profits or savings arising in connection with your access or use or the inability to access or use the Website (or any part thereof), reliance on the information contained in the Website, reliance on the Website and tools provided on the Website, any technical, hardware or software failure of any kind, the interruption, error, omission, delay in operation, computer viruses, or otherwise, even if the Company has been advised of the possibility of such damages or loss.

9.5. This exclusion clause shall take effect to the fullest extent permitted by law and shall apply even after you cease to access and/or use the Website.


10.1. You agree to defend, indemnify and hold us harmless from and against all liabilities, damages, claims, actions, costs and expenses (including legal fees), which may be suffered or incurred by us as a result of or in connection with or arising out of information you submit, post, transmit or make available through the Website, from your breach of any of these Website Terms and Conditions, your use of the Website and/or in connection thereof.


11.1. As a convenience to our users, the Website includes links to other websites or material which are beyond the Company’s control. The Company is not responsible for the accuracy or availability of any content on any third party website or links that are outside of the Website.

11.2. Links to third party websites and services do not constitute an endorsement by us of such websites or services, or the information, products, advertising or other materials made available by such third parties. In addition, the Company is not liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of such content, information, products or services available on or through such linked websites.


12.1. If any provision of these Website Terms and Conditions is prohibited by law or judged by a court to be unlawful, void or unenforceable, the provision shall, to the extent required, be severed from these Website Terms and Conditions and rendered ineffective as far as possible without modifying the remaining provisions, and shall not in any way affect any other circumstances of or the validity or enforcement of these Website Terms and Conditions.


You agree that you use the Website and the services available on the Website at your own risk. We do not assume any advisory, fiduciary or similar other duties or act as an investment adviser to you. You agree that you have taken, or will take, the necessary independent legal, tax, financial or other advice before we provide the services to you on the Website.


You consent to receiving communication from us electronically and you agree to the Company use of electronic communication to enter into agreements and communicate with you in accordance with the Electronic Commerce Act 2006.


15.1. These Website Terms and Conditions shall be governed by and interpreted in accordance with the laws of Malaysia.


16.1. We make no promise that materials on the Website are appropriate or available for use in locations outside of Malaysia, and accessing the Website from territories where its contents are illegal or unlawful is prohibited. If you choose to access the Website from locations outside of Malaysia, you do so on your own initiative and are responsible for compliance with local laws.


17.1. You may not transfer any of your rights under these Website Terms and Conditions to any other person. We may transfer our rights under these Website Terms and Conditions to another business where we reasonably believe your rights will not be affected.

17.2. If you breach these Website Terms and Conditions, no failure or delay by the Company to exercise any right or remedy provided under these Website Terms and Conditions shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy.